With winter coming, now is a good time to take stock of your home and ensure you are ready for the colder weather. To help you feel more comfortable, save on bills and prevent future repair costs, there are some simple things you can do to prepare … [Read more...] about Winter Proofing Your Home
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Budgeting for the Holidays
Everyone knows that it can be easy to go all out when it comes to the holidays. Unfortunately, this often means that you end up saddled with a bunch of holiday debt. To avoid a sleigh-size tab, plan ahead to save money and maximize the payoff! To … [Read more...] about Budgeting for the Holidays
Fixed vs. Variable
If you are new to the world of mortgages, you probably have a lot of questions - such as whether to choose a fixed-rate mortgage or variable-rate mortgage. Even experienced homeowners can sometimes struggle with this and may wonder if they made the … [Read more...] about Fixed vs. Variable
5 Tips to Reduce Heating Costs
When it comes to the winter season, it can be easy to go overboard when it comes to heating – but there is a better way! With a little awareness, and the right preparation, heating your home this winter won’t have to cost you a fortune. To help you … [Read more...] about 5 Tips to Reduce Heating Costs
Mortgage Renewals 101
If you are coming up to your mortgage renewal date, you may have already received a letter from your Lender. Typically, these are sent out when there are 3 months remaining on your term. While nearly 60% of borrowers simply sign and send back their … [Read more...] about Mortgage Renewals 101
Teaching Your Kids About Finances
Did you know? According to a 2019 RBC Family Finances Poll, 9 out of 10 parents (96%) are financially supporting their children (ages 18-35 years). On average, this costs parents $5,623 per year! This is an added cost that many parents cannot afford. … [Read more...] about Teaching Your Kids About Finances
What Your Banker Won’t Tell You About Mortgages!
Did you know the biggest difference between getting your mortgage from a bank vs. a mortgage broker is that the bank only has access to their products, while I, your mortgage broker, have access to hundreds of different lending institutions and … [Read more...] about What Your Banker Won’t Tell You About Mortgages!
Mortgage Insurance and Your Borrowing Power
As a Canadian homebuyer or homeowner, your borrowing power is impacted by a few factors. Recent changes to the lending policies announced by CMHC, The Bank of Canada’s qualifying rate and your banks’ Prime Rate and mortgage stipulations are all … [Read more...] about Mortgage Insurance and Your Borrowing Power