While home inspections might not be the most exciting part of your home buying journey, they are extremely important and can save you money and a major headache in the long run. In a competitive housing market, there can sometimes be pressure to … [Read more...] about Why Invest in a Home Inspection
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Up for Renewal
When it comes time to renew your mortgage, most lenders will send you a renewal letter when there is 3 to 6 months remaining on your term. While nearly 60% of borrowers simply sign and send back their renewal without ever shopping around for a more … [Read more...] about Up for Renewal
Alternative Lending & What You Should Know
When conventional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your credit score … [Read more...] about Alternative Lending & What You Should Know
7 Steps for Mortgage Prep
Step 1 - Your Credit Score Whether you qualify for a mortgage through a bank, credit union or other financial institution, you should be aiming for a credit score of 680 for at least one borrower (or guarantor), especially if you are putting under … [Read more...] about 7 Steps for Mortgage Prep
Maximize your Holiday Budget
Along with holiday joy come holiday bills, to avoid a sleigh-size tab, plan ahead to save money and maximize the payoff. Here are a few quick tips to make the holidays less stressful on your wallet! Order Online: Avoid getting stuck in the … [Read more...] about Maximize your Holiday Budget
How To Talk To Your Kids About Finances
A vast majority of parents are currently supporting their children (ages 18-35 years) financially, spending an average of $5,623 per year! This is an extensive additional cost that most parents cannot afford. In fact, over 30% of parents are seeing … [Read more...] about How To Talk To Your Kids About Finances
Fall Home Tips
It is hard to believe it is Fall already! Even though Fall has already started, there are a few things you can do still to ensure your home is well-prepared for the season: Inspect Your Gutters: This time of year it is important to clean and … [Read more...] about Fall Home Tips
6 Smart Ways To Cut Your Energy Costs
In the last decade, climate change and energy efficiency have become top of mind for many Canadians. From wanting to do our part by recycling to making our home as energy efficient as possible, there are so many benefits to being environmentally and … [Read more...] about 6 Smart Ways To Cut Your Energy Costs