Improving your financial health is essential for long-term stability and peace of mind. STEP 1: This starts with creating a budget and sticking to it. Begin by tracking your income and all expenses for at least a month to understand where your … [Read more...] about 5 Steps to Improve Your Financial Health
Finance
Navigating the Latest Bank of Canada Rate Announcement: What It Means for You
The Bank of Canada has just made its latest rate announcement, and as always, it’s a hot topic for anyone involved in the mortgage and real estate market. Whether you're a first-time homebuyer, a seasoned investor, or simply keeping an eye on the … [Read more...] about Navigating the Latest Bank of Canada Rate Announcement: What It Means for You
2024 Budget: Tax Credits & Exemptions
The recent 2024 budget rollout ushered in a host of new tax benefits, extending existing incentives and exemptions to aid various sectors. Here's a breakdown: Canadian Entrepreneurs’ Tax Incentive: This new measure proposes a one-third capital … [Read more...] about 2024 Budget: Tax Credits & Exemptions
The Importance of Financial Literacy: Empowering Individuals for a Secure Future Introduction
In today's fast-paced and ever-changing world, financial literacy has become an essential life skill. It refers to the knowledge and understanding of various financial concepts, such as budgeting, saving, investing, and managing debt. Unfortunately, … [Read more...] about The Importance of Financial Literacy: Empowering Individuals for a Secure Future Introduction
Market Beware: Condition-Free Offers
When it comes to purchasing a home, most offers include “conditions” (or “subjects” if you are in the provinces of British Columbia or Manitoba), which are requirements or criteria to be met before the sale can be finalized and the property is … [Read more...] about Market Beware: Condition-Free Offers
Adapting Your Finances
The latest news has been focused on rising interest rates, inflation, and economic uncertainty with suggestions that the Canadian economy could be tripped into recession. With all this information circulating, now is a good time to discuss ways to … [Read more...] about Adapting Your Finances
Improving Your Financial Direction
Make 2022 the year of finance by improving your financial direction! Even if you are living paycheck-to-paycheck, a few changes to the way you spend and look at money can make all the difference. It’s never too late to start again and reverse course! … [Read more...] about Improving Your Financial Direction
Alternative Lending & What You Should Know
When conventional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your credit score … [Read more...] about Alternative Lending & What You Should Know